About us

Contractor Pollution Liability Specialists.

Contractors Choice Agency has been writing specialty contractor insurance since 2005. Our CPL program protects construction contractors from the pollution claims that GL excludes.

CPL specialist team at Contractors Choice Agency
  • Licensed in all 50 states
  • Founded 2005 — 20+ years
  • CPL specialists
  • 15-minute quote turnaround
  • 2-hour claims response
  • A.M. Best A+ carrier partners
Our story

Built for Contractors Who Face Real Pollution Risk

We started focusing on contractor pollution liability because we saw too many contractors get denied by their GL carrier on pollution claims they didn't see coming. Since 2005 we've built CPL programs for excavation contractors, demolition companies, GCs in renovation, environmental contractors, and shoring specialists.

2005

Founded

Contractors Choice Agency opens, focusing on specialty contractor insurance lines.

2010

CPL Program Launch

We build dedicated contractor pollution liability programs after seeing GL exclusion denials harm construction contractors.

2018

Nationwide CPL Placement

Fully licensed in all 50 states with carrier relationships for CPL in every major construction market.

2024

CPL + Environmental Integration

Combined CPL and environmental liability programs for contractors on brownfield and contaminated site projects.

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Contractors insured nationwide

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Years insuring specialty contractors

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Average quote turnaround

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States licensed & writing

What we stand for

What Drives Our Work

Coverage Honesty

We tell contractors exactly what CPL covers and what it doesn't — no surprises at claim time.

Pollution Expertise

We understand the GL exclusion, contamination types, and how CPL carrier forms respond to real construction pollution claims.

Speed

Quotes in 15 minutes. CPL isn't complicated when you know what you're doing.

Claims Support

When a GL carrier denies a pollution claim, we know how CPL responds and how to navigate the process.

Stop Operating Without Pollution Liability Coverage

One contaminated soil claim, one asbestos disturbance, one fuel spill — your GL excludes it. CPL covers it. Get a 15-minute quote.